Sometimes, a Medicaid beneficiary opens a renewal notice at precisely the wrong moment. A phone call interrupts it, a required document is not immediately accessible, or the instructions demand more attention than time allows. Whether it’s a last-minute bid or the member forgets and days pass, the deadline hits and coverage disappears. From an operational standpoint, it’s easy to assume that policy complexity is driving this churn. But the real issue is the system’s ability to keep eligible memb









